AI access, cost and use · Southern Europe · Europe · data read 1 Oct 2026

Montenegro

In Montenegro, a $20-a-month AI plan costs 6.2% of the median living standard, 7.8 times the share it takes in the United States; for 23% of people it is over a tenth of what they live on. Claude, OpenAI's API and Gemini are all officially offered. 89% of people use the internet.

6.2%of the median living standard for a $20 planEurope median 2.0% · United States 0.79%

23%of people for whom the plan is over a tenth of their living standardabout 146k people

3of 3leading services officially offeredClaude · OpenAI · Gemini

89%of people use the internetworld 74% · 623k people

The figuresMontenegro

People623k

Median living standard$3,887a year per person · income

A $20 plan takes6.2%of that · 7.8× the US share

For whom it is over a tenth23%of people

Survey2021revalued at 2025 prices

GNI per person$14,150plan is 1.7% of it

Claude use per personnot reported

Notable AI models built here0

Officially offered here3 of 3

Run it yourself →

Claude · claude.ai appYes

OpenAI · APIYes

Gemini · web appYes

From each lab's own published list: Anthropic's Claude.ai countries, OpenAI's API countries and Google's Gemini web app countries. Not listed means not officially served; open-weight models can be run anywhere.

Against Europe and the worldregional figures are medians or population-weighted

Measure	Montenegro	Europe	World
A $20 plan ÷ median living standard	6.2%	2.0%	9.9%
People for whom it is over a tenth	23%	9%	63%
Plan price ÷ GNI per person	1.7%	0.67%	2.9%
People using the internet	89%	92%	74%
Claude use per working-age person	not reported	2.45×	1.00×
Notable AI models built	0	214	1,256

NeighboursSouthern Europe · lightest burden first

Country	People	Online	$20 plan ÷ median living standard	Over a tenth	Claude use per person	Official lists
Malta	580k	94%	1.5%	1%	4.00×	3 of 3
Italy	59 m	89%	1.5%	2%	1.70×	3 of 3
Spain	49 m	96%	1.6%	2%	2.69×	3 of 3
Slovenia	2.1 m	91%	1.6%	0%	2.13×	3 of 3
Portugal	11 m	88%	2.4%	2%	3.32×	3 of 3
Croatia	3.9 m	84%	2.6%	2%	1.80×	3 of 3
Greece	10 m	86%	2.8%	3%	1.51×	3 of 3
Serbia	6.5 m	88%	4.9%	14%	1.31×	3 of 3
Montenegro	623k	89%	6.2%	23%	not reported	3 of 3
Albania	2.3 m	86%	8.2%	35%	1.02×	3 of 3
Bosnia and Herzegovina	3.1 m	86%	8.3%	36%	0.61×	3 of 3
North Macedonia	1.8 m	93%	8.4%	40%	0.98×	3 of 3
Andorra	83k	94%	no estimate	–	not reported	3 of 3
Gibraltar	40k	94%	no estimate	–	not reported	1 of 3
San Marino	34k	97%	no estimate	–	not reported	3 of 3

All countries →

The foundationsMontenegro against the world

World Bank ↗

People using the internet

89%world 74%

People with electricity

100%world 92%

Mobile subscriptions per 100 people

222world 112

Fixed broadband lines per 100 people

32.3world 20.1

Enrolled in university-level education

55%world 44%

Research spending, share of GDP

0.36%world 2.6%

Researchers per million people

764world 1,652

Secure internet servers per million people

6,425world 16,381

The latest World Bank figure for each measure. The tick marks the world figure.

A $20-a-month plan ($240 a year, US list price) against the median household living standard per person in each country. The median is from the latest national household survey (World Bank Poverty and Inequality Platform), revalued from 2021 purchasing-power dollars into US dollars at recent prices and official exchange rates, assuming real living standards have not changed since the survey. Some surveys measure income and others consumption, which includes food people grow and housing they own, so this is a living standard, not cash to spare. Countries with no survey since 2015 or no defensible exchange rate are left blank.

World Bank household surveys ↗Anthropic countries ↗OpenAI countries ↗Gemini countries ↗Anthropic Economic Index ↗Epoch AI notable models ↗